Before I became the Founder and CIO of Capital Innovations, before my work was featured in , and long before I wrote , I was the youngest of five kids growing up south of Pittsburgh. My worldview wasn't shaped in a classroom; it was forged at the family dinner table.
I’m a dividend income investor—personally and professionally. It’s a simple philosophy: what I buy for my clients, I buy for myself. My approach to is built entirely around this principle. Now, I’ll admit I have a rogue position in Facebook that I picked up back in 2012 and maybe a few shares of Twitter from 2015 after hearing a compelling case from Bill Miller. But that’s where my dalliance with growth stocks ends.
Money was a constant source of conflict in my house growing up. My dad made a good living, and my mom was skilled at spending it, but their relationship was strained for many reasons. Money just became the language they used for conflict and control. After they divorced, the arguments over alimony and child support dragged on for years.
Have you ever watched an old, forgotten warehouse slowly transform into a block of trendy lofts and wondered how it all happens? Or seen a vacant lot turn into a sleek office building and thought about what it would be like to be part of that process? For many, this is the most exciting side of —moving beyond being a spectator to becoming an investor who makes these transformations a reality.
As Theodore Roosevelt once said, investing in well-chosen real estate is one of the surest paths to financial independence, as it forms the very basis of wealth. This idea is central to understanding how to construct a well-rounded REIT portfolio.
Jumping into can feel a bit like getting on a rollercoaster. There are exciting highs and stomach-lurching drops, but if you know how the ride works, you can manage the risks and enjoy the rewards. Just like any venture involving , REITs are influenced by market swings, interest rate shifts, and operational hurdles. This is your guide to navigating the ups and downs of the real estate market, helping you understand how to handle the risks and capitalize on the potential gains from this unique form of .
The internet is flooded with hundreds of potential ways to make passive income. When you find a method that really works, you can set up a solid income stream that brings in decent money every month. But for every legitimate opportunity, there are several others that can end your online venture before it even begins, leaving you with nothing to show for your effort. That's why it's so important to know which popular to pursue and which ones are best to avoid.
We’ve all had those days where it feels like the harder we work, the less we seem to make. If you find yourself stuck in that cycle, it might be time to start seriously considering some . When you look at some of the world's most successful people, you'll notice a common thread: they figured out how to position themselves to , creating systems that work for them.
Real financial freedom isn't usually built from a single source of income. More often than not, it comes from developing several different income streams that are mostly automated and add up to something significant over time. The good news is that are genuinely achievable for just about anyone. The problem is that most people don't really know or how to create it, so they spend their lives working without ever really getting ahead.