low cost side hustles

2025-10-19

Turning Passive Income into Long-Term Wealth

So you’ve done the hard work. You built a successful side hustle business, figured out how to make passive income, and started to see the real financial rewards. But getting your income streams to run on their own isn’t the finish line—it’s the beginning of a much bigger game: sustaining and growing that wealth for the long haul. Let's talk about what comes next—how to reinvest your earnings for compound growth, handle the complexities of your growing portfolio, and make sure your investments are built to last.

Investment

2025-10-13

Refinancing Your Home for Renovations or a Lower Payment

Once you have the keys to your home, a new set of financial questions often emerges. You might be thinking about refinancing your mortgage to lower your payments, pay for a big home improvement project, or consolidate other debts. Maybe you’re wondering when the right time to refinance is, how to pay your mortgage off faster, or even what to do if you’re facing the possibility of foreclosure.

Finance

2025-10-13

Your Financial Checklist for Buying a Home

Buying a home is easily the biggest purchase you'll ever make. For most of us, it’s also an incredibly emotional and stressful journey. There’s a mountain of information to digest to make smart decisions, from figuring out if ownership is right for you to understanding the fine print on a mortgage. Think of it as the ultimate ; it requires careful planning and a clear understanding of how you're for the long term.

Finance

2025-10-12

How a Venture Capitalist Invests His Own Money

My day job is all about taking risks. As a venture capitalist at my firm, Social Leverage, my partners and I invest in seed-stage software companies, with my personal focus being on financial technology. You might recognize some of our early investments, like Robinhood, eToro, and Ycharts. This background, along with co-founding StockTwits, probably makes it clear why I favor individual stocks over index funds when it comes to .

Investment

2025-10-12

Money Is a Tool. This Is How I Invest Mine.

After spending my career in behavioral finance, I’ve learned that how I invest my own money is either incredibly straightforward or deeply complex, depending on how you look at it. But my entire approach starts with a single idea: money is always a servant, never a master. For anyone wondering , I believe the first step is to ask a more fundamental question: why are you even saving in the first place?

Investment

2025-10-12

My First Business Taught Me Everything About Investing

Before I became the Founder and CIO of Capital Innovations, before my work was featured in , and long before I wrote , I was the youngest of five kids growing up south of Pittsburgh. My worldview wasn't shaped in a classroom; it was forged at the family dinner table.

Investment

2025-10-12

My Rules for Investing in Things I Actually Love

After two decades in wealth management, with a background that spans from Georgetown Law to co-inventing the tech behind Priceline.com, I’ve learned that the most profound insights often come in small packages. We tend to think serious wisdom requires a dense, systematic narrative. But I’ve found that the ideas that stick with me most—the ones I still remember 20 years later—are often short, sharp, and to the point, much like the aphorisms of old thinkers or, in today’s world, a well-crafted tweet.

Investment

2025-10-12

My Four-Bucket Approach to Personal Investing

It’s a bit surreal to be asked how I invest my money. I grew up poor in rural Maine with my step-grandfather, and from ages 11 to 14, I was homeless, bouncing between neighbors' houses. So, at 43, being in a position to share my financial strategy is something I don’t take for granted.

Investment

2025-10-12

My Most Important Investment Is a Financial Flop

My wife’s grandmother, Mimi, was in a drab hospital room in North Jersey, caught somewhere between her 89th birthday and the end of her life. It was a cold January day, and it didn’t really matter which one came first—the outcome felt the same. She had already lived two decades without her husband, Pop, much of it with failing health and vision. Mimi was ready. Her family stood by her, a testament to the life she’d built. The room was packed with her four children, ten grandchildren, and eight great-grandchildren.

Investment